They Found Their Dream Home—Then Realized They Couldn’t Afford It

It happens more often than people think. A couple walks into what feels like the one—the perfect kitchen, the right neighborhood, the backyard they’ve been dreaming of. They imagine birthdays, holidays, and cozy evenings there… only to discover later that they can’t qualify for the loan.

That moment? Heartbreaking. But it’s also avoidable.

Many buyers rush into the house-hunting process without understanding their budget. You're likely to make an unexpected stop if you start a road trip before checking your gas tank.

It's for this reason that I have a different approach. Before we ever step foot in a house, I connect my clients with trusted lenders who can look at the whole financial picture. Getting pre-approved early does more than give you a number—it gives you confidence. You’ll know:

• How much house you can comfortably afford.
• What your monthly payment will look like.
• Which loan programs best fit your situation.

Instead of falling in love with a home that isn’t within reach, we shop smarter from the start. That way, when you find your dream home, it’s not just a “what if.” It’s a “welcome home.”